Community First Bank of Butler, CFB, combines the convenience and client care of a neighbourhood community bank with the deposit and lending capabilities of a national company. This page attempts to provide you with information on checking and savings accounts.
About Community First Bank of Butler MO
On January 1st, 1932, they created Community First Bank. Its Butler, Missouri, headquarters are home to assets worth $163,034,000.
However, it operated out of 3 sites to service its clients. FDIC insures deposits in the Community.
The convenience and customer service of a neighborhood community bank are combined with the deposit and lending offerings of a national company at Community First Bank.
The staff at CFB gives you in the West-Central Missouri region the resources needed to manage every facet of your lending and financing requirements.
Community First Bank of Butler MO Info for Savings Accounts
Check out the savings details on CFB
Variable Rate Information:
All checking and savings accounts that pay interest do so at a variable rate. Your interest rate and yearly percentage return are subject to change at their discretion.
Compounding and Crediting Frequency:
Interest in checking and health savings accounts will be credited and compounded monthly. Every quarter, savings interest will be compounded and credited.
Effect of Closing Account:
You won’t get the accrued interest if you close your account before it’s credited.
Balance Computation Method:
They compute interest using the daily balance technique, which adds a daily periodic rate to the daily collected balance in the account.
Accrual of Interest on Noncash Deposits:
Interest accrues no later than the business day we receive credit for the deposit of noncash items (i.e. checks).
Service Charges:
All checking accounts will be subject to service fees each month. However, quarterly savings are required if they do not keep a minimum amount. Therefore, they also cannot adhere to additional requirements for each appropriate account type.
Bonus:
We will report any promotion offered by Community First Bank on your statement and your year-end tax form.
Community First Bank of Butler MO: Regular Savings Account
(Interest Bearing)
- Minimum Balance to Open: $25.00
- Minimum Balance to get Disclosed Annual Percentage Yield (APY): $25.00
- Variable Rate Account
- Fee if Excess Transfers Exceeded $1.00 per Withdrawal
- If they withdrew if this account over three times in a quarter (withdrawals, transfers, automatic payments, ATM withdrawals, etc.), there will be a fee.
- Laws restrict transactions. If they went over their transaction allotment, the consumer might have to switch account products.
Community First Bank of Butler MO Info for Checking Accounts
Variable Rate Information:
All checking and savings accounts that pay interest do so at a variable rate. Your interest rate and yearly percentage return are subject to change at their discretion. On the community first bank of butler
Compounding and Crediting Frequency:
Interest in checking and health savings accounts will be credited and compounded monthly. Every quarter, savings interest will be compounded and credited.
Effect of Closing Account:
You won’t get the accrued interest if you close your account before it’s credited.
Balance Computation Method:
They compute interest using the daily balance technique, which adds a daily periodic rate to the daily collected balance in the account.
Interest accrues on non-cash deposits no later than the business day after they get credit for the non-cash items deposited (i.e. checks).
Service Charges:
All checking accounts will be subject to service fees each month. Savings should be made every quarter if they do not keep a minimum balance. Or we cannot comply with additional requirements specific to each applicable account type.
Bonus:
We will report any promotion offered by Community First Bank of butler on your statement and your year-end tax form.
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Personal Checking with Community First Bank of Butler MO
Premier Checking (Interest Bearing)
- Minimum Balance to Open: $100.00
- Minimum Daily Balance to Avoid Monthly Service Charge: $1,500.00
- Monthly Service Charge: $8.00
- Minimum Daily Balance to get Annual Percentage Yield: $0.00
- Variable Rate Account
- Unlimited Check-Writing Ability
- Free CFB Personal Checks
- Free Money Orders
- Also, Free 3×5 Safe Deposit Box, and a 30% Discount on Other Sizes, Subject to Availability
Money-Saving Benefits:
- Shopping and dining discounts from local and national retailers
- Nationwide travel, hotel, recreation, and entertainment discounts
- Savings on prescriptions, vision and hearing aids
Personal Protection Benefits:
- Cell phone protection
- Roadside help
- $2,500. Personal identity theft benefit.
- Identity restoration
- Payment card fraud resolution
- $10,000 travel accidental death insurance
Deluxe Checking
- Minimum Balance to Open: $100.00
- Monthly Service Charge: $6.00
- Unlimited Check-Writing Ability
- One Free Box of CFB Personal Checks Per Calendar Year
- Free Money Orders
- Free 3×5 Safe Deposit Box, Subject to Availability
Money-Saving Benefits:
- Shopping and dining discounts from local and national retailers
- Nationwide travel, hotel, recreation, and entertainment discounts
- Savings on prescriptions, vision and hearing aids
Personal Protection Benefits:
- Cell phone protection
- Roadside help
- $2,500. Personal identity theft benefit.
- Identity restoration
- Payment card fraud resolution
- $10,000 travel accidental death insurance
Basic Checking
- Monthly Service Charge: $7.00
- Minimum Balance to Open: $100.00
- Minimum Daily Balance to Avoid Monthly Service Charge: $100.00
- Unlimited Check-Writing Ability
Business Checking with Community First Bank of Butler MO
See business checking on the butler community bank.
Business Regular Checking
- Minimum Balance to Open: $100.00
- Also, the Minimum Balance to Avoid Service Charge: is $500.00
- Monthly Service Charge if Balance Falls Below Minimum: $5.00 + $0.05 per Debit Item
- Service Charge Waived for Non-profit Organisation
Business Analysis Checking
- Minimum Balance to Open: $100.00
- Monthly Service Charge Based on Account Analysis Pricing Below:
- Debit Charges: $0.16
- ACH Charges: $0.16
- Deposits: $0.40
- Foreign Items: $0.05
- On Us Items: $0.15
- Monthly Maintenance Fee: $1.00
- Earnings Credit Allowance: 0.75%
- Less than 10% Reserve Required by Federal Reserve
- Cap on Earnings Credit Allowance: 4.0%
Business Money Market (Interest Bearing)
- Minimum Balance to Open: $100.00
- Minimum Balance to get Disclosed APY: $0.00
- Variable Rate Account/Tiered
Interest Rate
- $.01-$2,499.99-current rate/APY for Regular NOW account, please inquire with CSR
- $2,500.00-$9,999.99-current rate/APY, please inquire with CSR
- $10,000.00-$24,999.99-current rate/APY, please inquire with CSR
- $25,000.00-$49,999.99-current rate/APY, please inquire with CSR
- $50,000.00-$89,999.99-current rate/APY, please inquire with CSR
- $90,000.00 or greater-current rate/APY, please inquire with CSR
Community First Bank Locations
ATMs are available around-the-clock at all Community First Bank locations. To open an account, call the branch closest to you.
Butler, Missouri West
1109 W. Ft. Scott Street
P.O. Box 407
Butler, MO 64730
(660) 679-6191
Lobby Hours
Monday – Friday: 9am-4pm
Saturday: Closed
Drive-Up Hours
Monday – Friday: 8:30am-4:30pm
Saturday: Closed
No Loan Officers Available at This Location
24 hours deposits at West ATM
Butler, Missouri Main
915 W. Ft. Scott Street.
P.O. Box 407
Butler, MO 64730
(660) 679-3135
Lobby Hours
Monday – Friday: 9am-4pm
Saturday: 9am-12pm
Drive-Up Hours
Monday – Thursday: 8:30am-4:30pm
Friday: 8:30am-6pm
Saturday: 8:30am-12pm
Appleton City, Missouri
214-16 W. 4th Street
P.O. Box 65
Appleton City, MO 64724
(660) 476-2124
Lobby Hours
Monday – Friday: 9am-3pm
Saturday: 9am-12pm
Drive-Up Hours
Monday – Friday: 8am-4:30pm
Saturday: 8am-12pm
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